The non-judicial process of foreclosure is used when a power of sale clause exists in a
deed of trust. A "power of sale" clause is the clause in a
deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of their
A notice giving specific information about the loan in default and the proceedings about to take place. This notice must be recorded with the county where property is located and advertised as stated in the security document or as dictated by state law.