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Don't make a mistake that you may regret later on. As startling as it may seem, 95% of all distressed sales occur because homeowners are unwilling to engage!
Instead of learning about issues regarding potential liabilities for themselves, homeowners continue to rely upon the advice of Realtors, Lenders, Title Agents and Attorneys who have a financial interest in what they do and may have a direct conflict of interest in telling them the truth regarding
MERS and a Clouded Title. Four years into this crisis and they either don't know, pretend not to know or don't want you to know about these issues! Who is looking out for your best interests?
ASK YOURSELF THESE QUESTIONS:
Does my Realtor,
Lender, Title Agent or Attorney know the issues regarding MERS and a "Clouded Title"? Have they explained to me the potential liability that I am exposed to by becoming part of a Clouded Title"? If I am a seller or buyer of Real Estate or if I am forced into a Short Sale or foreclosure will I be liable in the future because of a "Clouded Title"? Homeowners & Professionals need to know about this: 
Consider the following:
Finding out if MERS is part of your personal situation is fairly easy. If you know how you can do this yourself! But the issue of a "Clouded Title" is deeper than just your personal situation and this is why anyone involved with any real estate transaction needs to do an "RHR Analysis". 
Remember, MERS currently affects nearly 70-Million mortgages from coast-to-coast. But the figure is actually much larger because the MERS "Secrect Registry" was imposed upon home ownership in the mid 90's. Millions of previous transactions also involved MERS.
If MERS does not show up on your
mortgage it does not mean MERS is not in your title history, either with the home you currently own or the one you maybe interested in purchasing. MERS may appear from previous owners and mortgages associated with your property and may lead to a Clouded Title. This is especially true for mortgages originated during the periods of 2001-2008.
For All Homeowners and Professionals: If you are wondering if the home you are selling, the home you own or the home you might be interested in purchasing (including Short Sales), is afflicted with this problem, you can find out in 7-business days or less. For more information 

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